Skip to main content
Serving Toronto & Across Ontario  ·  289-547-5911 · Toll Free 1-866-248-0567  ·  info@criticaltraumatherapy.com
Client Resources

Practical Support in Your Community

Recovery is not only clinical. Money, housing, transport, food and the practical business of getting through a week are frequently what stands in the way. Traditional psychotherapy does not address any of it, yet it is the foundation that makes taking part in therapy possible at all. Someone worrying about rent or unable to afford the bus to an appointment is not going to get much from a session.

We work with you across all of it. Our Registered Social Workers identify which supports apply to you, complete the applications, and follow them up. Our Functional Impact and Barriers to Recovery Assessment© exists precisely to document these pressures, examining nine distinct barrier domains that standard medical reporting leaves out, so that what is actually holding your recovery back is written down rather than assumed.

We Help
Social workers assist with applications
Forms
We complete ODSP, CPP and Ontario Works documentation
Ask Us
If you are stuck, call and say so
Income & Benefits

Financial Support

What exists, and what we can help you claim.

Accident benefits

If you were injured in a collision, treatment funding comes from your own auto insurer regardless of fault, and it is mandatory in every Ontario policy. Income replacement and non-earner benefits may also be available, though since 1 July 2026 these are optional coverages that have to be purchased, so whether you have them depends on your policy. Ask us and we will help you check.

This is usually the first and largest source of support, and it is frequently underclaimed. We complete the paperwork.

How accident benefits work →

Ontario Disability Support Program (ODSP)

Income and health benefit support for people with a substantial physical or mental impairment expected to last a year or more.

Applications are refused frequently, and often on the strength of incomplete medical documentation rather than the merits of the claim.

We complete the supporting documentation, which materially affects the outcome. Ask us before you apply rather than after a refusal.

Ontario Works

Short-term financial and employment assistance for people in immediate need, administered by your municipality.

Faster to access than ODSP and often the right first step while a longer claim is in progress. We complete the supporting forms.

CPP Disability

A federal benefit for people who have contributed to the Canada Pension Plan and can no longer work regularly because of a severe and prolonged condition.

It can be claimed alongside accident benefits, though amounts may interact. We complete the medical documentation.

Employment Insurance sickness benefits

Short-term income support if you cannot work because of illness or injury and have sufficient insurable hours.

Time-limited, so worth applying early. Your physician or nurse practitioner completes the medical certificate.

Disability Tax Credit

A federal tax credit for people with a prolonged and significant impairment, and one of the most commonly missed supports after a collision. It reduces the tax you owe, and where you have little or no taxable income it can often be transferred to a supporting spouse, parent or other family member.

It can also be claimed retroactively for up to ten years, which for some people means a substantial one-off amount rather than a small annual saving. And it opens the door to other programmes, including the Registered Disability Savings Plan and the Canada Disability Benefit.

The certification has to be completed by a regulated health professional. Our clinicians complete this, and our Registered Social Workers will help you through the application and the retroactive claim. Ask us, because most people are never told it applies to them.

Community legal clinics

Free legal help with ODSP and Ontario Works appeals, housing and tenancy problems, and employment matters, for people on low incomes.

Legal Aid Ontario: 1-800-668-8258. There are community legal clinics serving Niagara, Hamilton, Halton and Waterloo Region.

Note that legal clinics do not usually handle accident benefit disputes. For those, a personal injury lawyer works on contingency, meaning no fee unless you recover.

Day to Day

Practical Help by Category

Services vary by municipality, and working out what exists where you live is a job in itself. That is work our Registered Social Workers do for you: they know the programmes in each of our regions, make the referrals, complete the applications, and follow them up until something is actually in place.

Getting Around

  • 211 Ontario: dial 211 for local services
  • Municipal specialized transit for people with disabilities
  • Community volunteer driver programs, often through Red Cross
  • Canadian Cancer Society and similar medical transport schemes
  • We can arrange transportation to your appointments with us
  • Accessible parking permits through ServiceOntario

Food & Essentials

  • 211 for local food banks and meal programs
  • Community fridges and pantries in most municipalities
  • Good Food Box programs for affordable produce
  • Meals on Wheels for people unable to cook
  • Our dietitian can help you eat well on a limited budget
  • Nutrition support →

Housing & Utilities

  • Municipal housing help centres for rent arrears and eviction
  • Low-Income Energy Assistance Program for utility arrears
  • Ontario Electricity Support Program for ongoing bill reduction
  • Home adaptation funding through March of Dimes Canada
  • Landlord and Tenant Board for tenancy disputes
  • Community legal clinics for eviction defence

Disability & Independence

  • Assistive Devices Program for equipment funding
  • March of Dimes Canada for home modification and independence support
  • Independent living centres across Southern Ontario
  • Ontario Brain Injury Association: 1-855-642-8877
  • Chronic pain support groups through local hospitals
  • ConnexOntario: 1-866-531-2600 for mental health and addiction services

If you do not know where to start, dial 211. It is free, staffed around the clock, and exists specifically to connect people to local services.

How We Help

You Do Not Have to Navigate This Alone

Our Registered Social Workers are trained in exactly this: working out what you are entitled to, completing the applications properly, and dealing with the organizations involved.

We complete the supporting documentation for Ontario Works, ODSP and CPP Disability, and we submit and track your insurer funding requests. Incomplete medical documentation is the most common reason these applications fail, and it is avoidable.

There is a good deal more that people do not realise we can help with: Employment Insurance sickness benefit certificates, disability insurance forms from your employer’s plan, Disability Tax Credit certification, ODSP special diet allowance forms, Assistive Devices Program authorisations, and letters supporting school or college accommodations. Where a form requires a prescriber’s signature, we will let you know whether we are able to complete it.

Our Functional Impact and Barriers to Recovery Assessment© exists precisely because these practical obstacles, money, housing, language, transport and isolation, are frequently what determines whether someone recovers, and they are absent from standard medical reporting.

If you are stuck, call and say so. It is a reasonable thing to need help with.

Our assessments →

Ready When You Are

Weekday appointments 9 to 5, with evening and weekend availability — in clinic, at home, or online.

Book an Intake Call Submit a Referral